Stephanie S. Lamphere





Stephanie Lamphere focuses on collection litigation and creditors’ remedies, working to maximize the recovery of debts owed to the firm’s clients including a wide range of businesses including national banks, credit unions, debt buyers, and other lenders. Stephanie also focuses her practice in Fair Debt Collection Practices Act (FDCPA) defense.  

Stephanie joined Messerli Kramer with a dynamic background in civil litigation, criminal law and government administration. Stephanie attended Pepperdine Law School in Malibu, California, where she completed an externship with the Los Angeles District Attorney’s Office in the Compton Branch and also clerked for a premier insurance defense law firm in southern California. During law school, Stephanie also completed a federal judicial externship with the Honorable Samuel Der-Yeghiayan in the Northern District of Illinois. While at Pepperdine, Stephanie was elected Co-Captain of the nationally ranked Moot Court Competition Team. She led the team to Regional and International Championship titles in 2013 and 2014. Stephanie competed in Washington D.C., San Diego, Chicago, and Hong Kong, among other locations, and was inducted into the national Order of Barristers as a result of her successes in domestic and international competition.

Upon graduation from Pepperdine, Stephanie returned to Minnesota, where she worked as the lead staff member for the Mining and Outdoor Recreation Policy Committee at the Minnesota House of Representatives and transitioned into private practice in 2016.

Representative Experience
  • Jackson v. Messerli & Kramer P.A., 17-cv-05443 (PAM/KMM), 2018 U.S. Dist. LEXIS 82487 (D. Minn. May 16, 2018) – assisted in the successful defense of this FDCPA action, obtaining a dismissal of Jackson’s complaint in its entirety on a 12(c) motion.

  • Heroux v. Callidus Portfolio Management, Inc., No. 17-cv-5132 (DSD/HB) (D. Minn. 2018) – obtained the dismissal of debt buyer client from FDCPA action on the basis that debt buyers are not liable under the FDCPA.

  • Olson v. Messerli & Kramer P.A., No. 17-cv-4423 (JNE/SER), 2018 U.S. Dist. LEXIS 23147 (D. Minn. 2018) –assisted in the successful defense of a FDCPA claim against Messerli, resulting in the Court’s dismissal of Olson’s Complaint on a 12(b)(6) motion.

  • Warno v. Messerli & Kramer P.A. (2018) – secured a dismissal of Warno’s claims against Messerli and judgment against Warno on Messerli’s counterclaim.

  • Coyne v. Midland Funding, LLC, 2017 U.S. Dist. LEXIS 113371 (D. Minn. 2017) – assisted in the successful defense of a FDCPA action where the Court granted Midland’s motion to dismiss the FDCPA action in its entirety on the basis of materiality.

  • Negotiated favorable settlement for lender client resulting in payment in full of outstanding debt and voluntary dismissal of counterclaim.

Professional & Community


  • Supreme Court of Minnesota
  • U.S. District Court, District of Minnesota
  • U.S. District Court, Eastern District of Wisconsin
  • U.S. District Court, Western District of Wisconsin


  • Certified in Criminal Legal Practice
  • Certified in Dispute Resolution


  • Minnesota State Bar Association, Member

  • Hennepin County Bar Association, Bench & Bar Committee, Debtor-Creditor Committee, Member

  • Minnesota Creditors’ Rights Association, Member

Community Involvement 

  • 2019 Federal Bar Association Court Camp, Mentor
  • Center of the American Experiment Young Leadership Council, Advisory Board Member
  • Wooddale Church, Eden Prairie
Honors & Distinctions

• National Order of Barristers, inducted 2014