The attorneys in Messerli Kramer’s Banking & Finance group possess the experience essential for structuring complex financial arrangements with a thorough knowledge and understanding of potential business and real estate issues impacting any financing transaction. We respond to clients in a timely manner, knowing that today’s world requires being ready to provide the assistance needed by each client on their schedule.

Our attorneys have extensive knowledge and experience in all finance matters, including commercial, construction, real estate, tax credits, business assets, participations, receiverships, enforcement, workouts, and foreclosures. Our clients include lending organizations of all sizes— from small local community banks to large national banks with assets measured in the billions. Our clients rely on us for all of their financing needs including drafting agreements related to commercial construction; term, equipment and real estate financing; enforcing loans secured by real estate or personal property; and to document alternative credit arrangements.

As intricate and complicated as these financial arrangements can be, our Banking and Finance attorneys focus on the key issues when communicating with our clients. We simplify the complexities involved in matters to facilitate expeditious loan documentation and decision-making, and to get the transaction or enforcement mechanism accomplished within our client’s parameters. The longstanding relationships we have developed with clients span years and are the result of understanding their objectives and achieving successful outcomes as efficiently, effectively, and professionally as possible.


Banking Operations

  • Loan Product Development

  • Participation Agreements

  • Intercreditor Agreements

  • Loan Portfolio Sales and Acquisitions

  • Regulatory Compliance Consultation

Commercial Financing 

  • Asset-Based Financing

  • Real Estate Financing

  • Working Capital Lines of Credit

  • Guidance Lines

  • Warehouse Financing

  • Letters of Credit

  • Equipment Financing/Leasing

  • SBA Lending

  • PACE Financing

Creditors’ Remedies

  • Foreclosures (advertisement and action)

  • Proceeding Subsequents

  • Evictions

  • Receiverships

  • 5-Week Redemption Reduction Actions

  • Workouts/Restructures

  • Bankruptcy (creditors’ rights)

  • Debt/Judgment Collection

  • Title Insurance Claims

  • UCC Article 9 Enforcement

  • Replevin Actions

  • Breach of Contract Actions

Tax Credit Financing 

  • Low-Income Housing Tax Credits

  • Federal and State Historic Tax Credits

  • New Market Tax Credits

  • Tax-Exempt Financing

Banking Operations

Commercial Financing

Creditors’ Remedies

Tax Credit Financing

Bankruptcy, Creditors’ Remedies & Equipment Leasing

PACE Financing