Commercial Financing

The attorneys in Messerli Kramer’s Banking and Finance group represent commercial banking and financial institutions in structuring, negotiating and documenting complex credit transactions of all sizes in Minnesota, the Midwest, and nationally. We have a well-earned reputation for applying pragmatic, business-centric solutions to the most complex of lending transactions, including commercial lending, real estate lending, mezzanine lending, acquisition and revolving lines of credit, guidance lines of credit, tax increment financing transactions and other financing mechanisms.

Representative Experience

• Represented lender in an $11.2 million loan transaction to a borrower as one of several layers of a $43 million loan for use in an historic tax credit project—renovating and rehabilitating the property into 234 apartments and condominiums.

• Represented lender in a $10 million guidance line transaction to a borrower for building model, spec, and pre-sold single family homes on various lots located in Minnesota.

• Represented lender in a $13 million loan transaction to a group of over fifteen Tenancy in Common borrowers for the acquisition of four medical office buildings valued at $22 million.

• Represented lender in a $21 million aggregate facility loan transaction, divided amongst seven different borrowers—each with their own loan, to acquire seven separate industrial sites managed as part of an industrial portfolio.

• Represented lender in a loan transaction to borrower for making property assessed clean energy (PACE) improvements to a major sports facility development.

• Represented lender in two loan transactions with an aggregate value of $23.66 million to two affiliated borrowers, to refinance, renovate and fund leasing costs for two office buildings located in King County, Washington

• Represented lender in transaction with multiple loans to multiple affiliated borrowing entities to create a financing package in the aggregate amount of $3.77 million for refinancing the debt secured to various entities owning senior living developments and corporate debt secured by borrower’s leasehold interest in an airplane hangar.

• Represented lender in an $8.75 million loan transaction to borrower for refinancing current debt and funding tenant improvements to an office building located in Bloomington, Minnesota.

• Represented lender in transaction with a $23.3 million loan and $2.5 million bridge loan to a borrower for funding the construction of a 157-unit multi-family apartment project in Plymouth, Minnesota, which included tax increment and city financing.

Professionals